About us

Market Value ProtectionFor Your Home

We are a team of data analysts, real estate specialists, and insurance professionals dedicated to one mission:  helping homebuyers safeguard the value of their home.

Buying a home is a major financial milestone, and sometimes plans change sooner than expected. Home Value Lock was created to give buyers protection if they need to sell within the first three years and the market has declined — offering confidence and flexibility during life’s transitions.

Home Value Lock marketing protecting the expected closing price of home

Our Mission

Homebuyers deserve the same protection from market risk that banks and institutions have long had. That’s why our mission is to empower homebuyers with real protection, helping them navigate an increasingly complex real estate market with confidence.

As real estate data and volatility grow, we simplify the noise and provide a trusted safeguard—so every homeowner can move forward with peace of mind, not uncertainty.

Buy Your Home

Home Value Lock is available for primary residences in CA and Reno, NV with plans to expand to AZ, UT, NM, and TX in 2026.

Add Home Value Lock at Closing

A one-time policy is purchased at closing.

Coverage lasts for three years

Protection begins immediately and spans your first 36 months.

Our Commitment

We are committed to supporting homebuyers throughout their entire transaction—from the moment they begin the purchase process through the point they may need to sell. Our platform and customer service team are built to provide fast, clear, and transparent support whenever it’s needed.

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Leadership

Stephen Kotler

National Director of Strategic Alliance

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Paul O’Halloran

Chief Operating Officer + Sales

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Oliver Tickner

Chief Executive Officer

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Jonathan Miller

Market Analyst

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Matthew Maxwell

Director of Underwriting

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Evan Weston

Director of Sales

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