Add confidence to a home purchase or sale by protecting against market value change

Protecting your most important investment

Home Value Lock gives you the peace of mind you deserve by insuring the market value of your home for the first 3-years after purchase.

We cover up to the first 10% of market value loss on your home if you sell

If you need to move, whether for work or family reasons, Home Value Lock ensures that the investment you have made in your home is protected for the first 3-years against a market value drop.

Protecting against changes in price market movement

We use the StreetMatrix Index series to track how prices for homes like yours are changing in the local area. Protect against the impacts of localized events like flood and fire on the resale market for your property.

How it works

To get a quote, all you need is the home address and predicted purchase price.

1. Get a quote.

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2. Get protection for 3-years from the day you own the home.

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3. Review your policy and track your market online.

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Currently serving Sacramento, Merced, Modesto and Stockton areas

We serve single-family primary residences. Our service area includes the following counties:

  • El Dorado
  • Merced
  • Placer
  • Sacramento
  • San Joaquin
  • Stanislaus
  • Sutter
  • Yolo
  • Yuba

Home Value Lock in the Media

Home Value Lock Webinar - Presented by C.R.E.B.
MetroList's Collaboration With Home Value Lock Spurs Strategic Partnerships
MetroList's partnership with Home Value Lock has boosted interest in the insurance product among real estate and mortgage companies.
Home Value Lock Insurance Now Available to Stanford Mortgage Homebuyers
Sacramento-area homebuyers can protect their purchase with market value insurance.

Burning questions

Policy Details

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Excluded from coverage

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Talk to a licensed Agent

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